Saving starts with small initiatives. The earlier we start, the better and stronger our savings portfolio will look. However, sometimes the hardest thing is to get started. A lot of times, we end up pushing our saving plans to the back seat.
Here are 7 simple habits that will definitely help you take your first steps towards a financially fit life
MAKE IT SPECIFIC: Set up specific savings accounts for every goal
MAKE IT AUTOMATIC: Set up an auto-debit for your monthly savings to be directly debited from your paycheck
MAKE IT SMART: Apply the 50-30-20 rule. Categorise money into ‘Needs, Wants & Savings buckets’
MAKE A BUFFER BRACKET: Set aside money for them emergencies and rainy days
MAKE IT A JAM JAR APPROACH: Divide your money into separate pots for different expenses
MAKE IT SHOW: Journal expenses to plan better and avoid non-essential expenses in the future
MAKE A NO INTEREST RULE: Become a minimalist when it comes to credit cards
So, lets take small steps to plan for a secure & happy future!!
Arya C is a 4th grader who talks about her transition from the US to India and how BYJU`S has helped her at that. She also loves how BYJU`S has made learning a lot more fun.
Meet Sourabh who has a ton to say about his BYJU`S learning experience. His love for quizzes, games and other fun activities are paying off!
V Shriya is a class eight student who has been using BYJU?S for a year now. She shares her experiences with using the app and how it has helped her in improving her academic performance.
Aanvi from class 9 has been with BYJU`S for just 6 months and hear what she has to say about her learning experience with the app.
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Ambesh Vishnoi
November 28, 2018
I am The Adventure-holic a.k.a Nature Smart if you
Participate in hands on activities
Enjoy bird watching and love to record all your observations
Focus and follow instructions while you are out in the woods